| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
1.40% As of July 23, 2010 |  View Rate Details | Sallie Mae Bank | Savings Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
Eliminate Late Fee Payments
From avid luxury shoppers to struggling families, everyone is trying to find ways to save more of their hard earned cash. Nearly everyone is familiar with the different savings strategies: bringing their own lunch to work, cutting out that morning cup of coffee from the overpriced coffee shop, and canceling cable. But there is one more savings strategy that many people may not be aware of and that is paying bills on time. Americans pay thousands of dollars annually towards late fees, but if they take the time to rearrange their budgets, then this can help them to save a bit more money.
Why let the credit card companies siphon even more cash from you from late fees? When paying your bills promptly is completely in your control. Even if you can only afford to make the minimum payment towards outstanding credit card debt monthly, taking advantage of your financial institutions online banking feature can help you properly set up and maintain your entire debt repayment schedule. Not only can utilizing online banking save you on late fees, you are able to save additional cash on the postage stamps because the bill payments are done online.
Additionally you should stop adding any debt to your existing credit card pile. On payday, withdraw a budgeted amount of cash and only use that amount until your next pay period. By budgeting, you will see that your credit card debt is more manageable and you should have more cash in your pocket to pay down more of the balance in a timely fashion, thus again avoiding late fees.
If you do not feel comfortable carrying too much cash, you also have an option of using your debit card. Money will be taken instantaneously from your checking account to pay your debts, once again eliminating the risk of incurring any late fees. By taking the steps now to avoiding late fee payments in the future, you can end up saving yourself from paying unnecessary amounts of cash.
Current Bangor Savings Rates News
Best Bangor Savings Account Rates
Bangor Bank Rates
There are many banks in Bangor, including Bank of America, TD Bank North, and Penobscot County Federal Credit Union. Do you know which one offers you the best financial relationships? Bangor Banking Rates could help you find the best information on savings rates,checking accounts and even free checking accounts.
When it comes to saving money, a big part of the solution is being cost-conscious about many small things, and then seeing the savings add up in the bigger picture. Banking fees are a prime example. Let Bangor Banking Rates get you started on saving more, today.
Checking Account Interest Rates & Fees
Lots of people do not think to check the interest rates on their checking accounts, both when they open it and periodically (remember, banks can change their rates so you should be sure to monitor your account). If you regularly keep a balance in your account, and your Bangor bank does not offer a high interest rate, you could be missing out on a great money-making opportunity. You don’t want to be the person that is being left out in the cold while everyone is taking advantage of great rates on their accounts.
Bangor Banking Rates can help you find the best bank rates to improve your personal finances.
Bangor, ME Savings Accounts
When you choose a Bangor savings account, you want to find a bank that will best meet your savings needs. Look for a bank that offers the highest interest rates at your minimum balance with the lowest fees. Many Bangor banks require you to keep a certain balance to earn the quoted APY and to avoid fees. Banks requiring a higher minimum balance typically offer larger interest rates.
Bangor Banking Rates has partnered with top banks to provide high interest rates on savings accounts to allow you to earn as much on your money as possible, while not risking it in any way like the stock market or other investments. A smart savings plan allows you to build savings and make money off the interest rates every single month.
Compare Bangor, ME Bank Rates
At Bangor Banking Rates, you can compare checking and savings account rates in Bangor. Our data is always current and up-to-date to ensure that you get the best rates possible.
As you make this decision to choose a Bangor bank, we can also help you:
- Improve your credit with a free credit report
- Compare national checking account rates
- Decide whether you need a savings account or to take advantage of high CD rates
Whether you are looking for a bank to manage your small business, or a bank with the highest interest rate savings accounts, Bangor Banking Rates is certain to connect you with the right bank.
Automatic Savings Plan
One of the best ways to grow your savings in Bangor, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.
Learn about the best savings accounts that meet your financial needs in Bangor with the most competitive interest rates from our partner.
Other Bangor Specials: Bangor Insurance Rates